See problems before they happen
Map your debt.
Build your exit plan.
Add each debt you're carrying: credit cards, car loans, your mortgage. Downslope calculates the fastest payoff order and exactly how much interest you'll save.
No bank connections. No third parties. Your data never leaves your device.
Start your payoff plan →Downslope Budget
Know how much you can throw at debt before you spend it elsewhere.
- See cash shortages before payday
- Know what's due before it hits your account
- Pace warnings before you overspend
- One click to send debts to Finance
Coming from Mint?
Import your Mint data in 60 seconds.
Export your Mint CSV, open Downslope Finance, and click "Import from Mint." Your accounts load instantly -- add current balances and rates, and you have a full payoff plan.
Snowball
Pay smallest balance first. Quick wins keep you motivated.
Avalanche
Pay highest APR first. Mathematically saves the most interest.
0% Promo Warnings
Get warned before a 0% deal expires and turns into a surprise interest bill.
What-If Scenarios
See how many months a raise, refund, or windfall knocks off your payoff date before you spend it.
Monthly cash flow
As each debt clears, that minimum payment rolls forward into your pocket.
No account required. Open it and start in seconds.
No bank connections. Your data never leaves your device. Pro unlocks the AI game plan and advanced scenarios.
Math verified against Excel NPER and CUMIPMT functions
Built by someone with an MBA paying off debt themselves
No dark patterns. No email required. No data collected.
Install the app
iPhone: Open in Safari, tap the Share button, then tap "Add to Home Screen."
Android: Open in Chrome — tap "Add to Home Screen" when the banner appears.
Desktop: Look for the install icon in your Chrome address bar.