July 7, 2026 · Dan Miller
The Hidden Cost of Financial Stress
I have known people at very different income levels who carried the exact same weight of financial stress. Knowing where money went last month has value. Knowing what is likely to happen next month can be even more valuable.
Read →
July 5, 2026 · Dan Miller
Why Traditional Budgeting Fails Most People
I have lost track of how many times I have started a budget. For years I assumed the problem was discipline. I no longer believe that.
Read →
July 5, 2026 · Dan Miller
The file sitting in your Downloads folder
A lot of people downloaded their Mint export in early 2024, saved it somewhere, and then were not entirely sure what to do with it. That file is more useful than it looks.
Read →
July 5, 2026 · Dan Miller
The best Mint alternatives in 2026 -- and why most of them miss the point
There is no shortage of apps claiming to replace Mint. Most of them solve a different problem than the one Mint was actually solving for you.
Read →
July 5, 2026 · Dan Miller
Mint is gone. Here is what people are actually doing now.
Mint shut down in January 2024. Most of the replacements people landed on were not actually replacements. Here is an honest look at what happened and what works.
Read →
July 4, 2026 · Dan Miller
What I Learned Building Downslope Finance
Three weeks ago, I was looking for a debt payoff calculator. That was the entire plan. I was not trying to build a financial platform. I was not trying to start a company...
Read →